I agree with the comments in #5963. Several years ago, I dumped my incompetent insurance agent. I asked the manager of another office of the same insurance company to recommend his best, most detail-oriented agent, mentioning that it was my intention to transfer all my existing home and car policies to her.

Since then, I've had no troubles with my policies. As recommended by Mr. Luna, my car insurance policy is in the name of "J. Lastname d/b/a Company LLC." My agent became completely satisfied with this setup once I explained to her that the insured vehicle is (a) not used for any business purposes (which would thus require a commercial policy) and (b) titled under the LLC name.

I don't use State Farm. My insurance company does car insurance in 25 states, though, so I know that you can find at least one major insurance company to cooperate. I recommend you find a better agent or a better company.

FOX 26 News tested one such program. It cost $250 and took about ten minutes to install on the target phone.

Once activated, the spyware revealed the calls placed by and received by the phone, listing phone numbers, times, dates and length of each call.

It also logged every text message, both incoming and outgoing.

And it enabled a third party to dial in to the target phone without detection, activating the microphone so the spy could hear everything said in the vicinity, even though the phone itself appeared to be "asleep."

Submitted Link #1: http://www.myfoxhouston.com/dpp/news/weird/090520_...

... Stan, I discussed this in the e-mail that I recently sent out to everyone on my list. (Most are from buyers of e-books or ghost addresses.)

If you are not getting my e-mails (sent every 3 to 5 weeks), let me know.

This is what I've been doing for the last yr. Insurance under my own name car titled with an LLC. Statefarm wants me to title the car under my own name or issue new insurance under the LLC as commercial.

Postal regulations require that PS Form 1093, Application for Post Office Box Service, contain updated current information for each box holder. Customers that receive mail in a Post Office Box must be listed on the PS Form 1093 and each person must have two forms of verifiable identification.

Attached to this letter is a new PS Form 1093, please complete the form and hand it to any of the window clerks at the post office. When you do so, you will be asked to show two types of acceptable identification, one bearing your photograph. The identification presented must be current, must contain sufficient information to confirm that the applicant is who he or she claims to be, and must show your street address. Acceptable identification includes valid driver's license, State non-driver's license, armed forces or government ID, university or recognized corporation ID, passport, alien registration card, certificate of naturalization, current elase or mortgage, deed of trust, voter or vehicle registration card, and home or vehicle insurance policy. Credit cards, social security cards and birth certificates are not acceptable forms of identification.

Each person over the age of 18 that receives mail in the post office box should accompany you to the post office and show two types of ID. We appreciate your cooperation, and apologize for the inconvenience.

I don't like having to do this, especially since my driver's license has a ghost address. I wonder what would happen if I simply didn't file the form? Or maybe just let the PO Box go? What's the point of it if you can't have privacy?

... If this problem were mine, I would start advising everyone of a new address. Eventually, the USPS may not follow up but if they did, I'd let the box go.

I have PO boxes also but to date have never received such a request.