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Ask or Search Questions Questions: 241 to 260 (of 6277) Previous Page - Next Page 
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#: From / Date: Question / Answer:
8389. Roberto
Brookfield , NH
Age: 50
Jan 8, 2011
Midwest Farmland Buy
Hi Jack, Any of our readers have insights / comments on purchasing farmland in the midwest US as a commodity investment / hedge ? I have a 50K inheritance coming, don't want to go outside the US & would like to diversify into hard assets. We would use a shelf N.M. LLC in order to help cover back trail.

8388. Dave
Greensboro, NC
Age: 30
Jan 6, 2011
Free HDTV with cheap antenna
I am currently receiving all the major networks FOR FREE with crystal-clear reception using a homemade TV antenna called the Gray-Hoverman antenna. Instructions are widely available online. Why pay through the nose and give up your personal info when most of what you watch is probably on the free networks anyway? I built one with less than $20 worth of components, but I didn't bother with the PVC pipe frame - I just screwed the wires onto a wood plank with screws & washers. I got 10 ft of 12-gauge copper wire on ebay for $10 and the balun at Lowes for $4. I omitted the wire mesh reflector, but I do live in a major city with broadcast towers close by, so if you're in the boonies you may need the reflector. I still need a dual-tuning DVR to record 2 shows at once, but the cost would be made up after 4 months of not making DirecTV payments.

Submitted Link #1: http://www.digitalhome.ca/ota/superantenna/...

8386. Joe
Miami, Fl
Age: 35
Jan 4, 2011
Bank Accounts
I hae just been given power of attorney over my uncles business. I need to open a new account for the business we just bought out. Will i have to give the bank all my information as well or just the Power of attorney he has givin me

... Why not direct this question to someone at your bank?

8384. Deanne
Chula Vista, CA
Age: 22
Jan 3, 2011
Cell Phone Privacy
Now, cellphone spying is no longer limited to government with unlimited resources. Hackers have figured out how to listen in on your cell phone calls using as little as a $9 prepaid phone. Which goes back to JJ's warning that we are to assume that anything said over a wireless connection, regardless of the stated encryption level, can be heard by others. Experts estimated that it would take 100,000 years to break the GSM cellphone network's encryption. Hackers have shown that it can now be done in just a few hours and calls can be listened to clearly and in real-time.

Submitted Link #1: http://www.networkworld.com/news/2011/010311-resea...

8372. James
Lubbock, TX
Age: 42
Jan 1, 2011
This board
JJ, what will happen to the postings on this website when the new forum comes online?

... This web page will remain online. There will be a link on the forum to switch to the Q&C page, and vice versa.

8371. Danny
Concord, CA
Age: 32
Dec 31, 2010
RE: 8368
Mike, There should be a website on the card's packaging where you can assign the card a billing address.

Incidentally, you can assign it any address you like . . . even one that doesn't actually exist.

8370. Charles
Washington, DC
Age: 42
Dec 31, 2010
GSM Phones Tapped CHEAPLY
While this was always possible by government, tapping cell phone calls was rather expensive and difficult for everyone else. Not anymore.

Using a $15 pre-paid phone, hackers in Europe modified its firmware to let it eavesdrop on ANY call to the local cell tower.

GSM is the cell technology used by AT&T Wireless, T-Mobile and Cingular Wireless in the U.S. It is also the dominant cell technology everywhere else in the world except Japan.

Treat cell phones like Jack says to treat cordless phones.

Submitted Link #1: http://www.bbc.co.uk/news/technology-12094227...

8369. Paul
Richmond, VA
Age: 38
Dec 30, 2010
Prepaid Cards
Mike, I haven't used Amex, but I have used Vanilla Visa gift cards for everyday puchases, buying Amtrak/Greyhound/Megabus tickets online, and even for recurring billing on a Vumber account.

8368. Mike
Orange, CA
Age: 31
Dec 30, 2010
New Amex Prepaid Cards

All,

Has anyone used the new prepaid American Express cards? These are the ones that let you load an amount between $5 and $500 (instead of the older cards that had a fixed amount). The packaging is a dark color and the card have words like "splurge" on them (seriously!)

I'm interested in using these for online purchases and wonder if there is a way to assign a "billing" address/zip code to them. It DOES say on the packaging that they won't work for recurring type services and utilities, which is pretty standard for these types of cards.



8367. Dave
Jacksonville, FL
Age: 29
Dec 29, 2010
Interview with Evan Ratliff
This video is a discussion with Evan Ratliff, who was featured in the Wired magazine story about disappearing in America. It's a long talk, but worth the watch in my opinion. Skip ahead to the 20 minute mark for the substantive portion to begin.

Submitted Link #1: http://www.youtube.com/watch?v=9_gIRdS4XPk&feature...

8366. Jacques
Nice, France
Age: 43
Dec 29, 2010
8361 Email Encryption
Craig,

I'm not going to divulge my secrets about which email service or email encryption to use but take this to heart:

1. Never use email programs that are US based (Such as Google, Yahoo, Hotmail,etc) or Canadian, such as hushmail.

US (Canada) mail services are all controlled by the government; this is true for most countries, esp in England.

2. Never use an email service that uses an email name that raises suspicion (Hushmail) etc. People assume these are private and secure when in reality this service is heavily monitored by the government because they realize that people are stupid enough to believe this service protects you; it doesn't.

3. Always use offshore email services; in particular, countries that have strong privacy laws and will not kowtow to Washington DC. But be careful not use an email service from a country that the US considered a "terrorist state" (this may raise a strong suspicion).

4. Only use offshore services that promise anonymity, not "privacy." If you are not anonymous, you are not really private.

5. In almost all cases, a good email service will cost you money; so be prepared to pay money.

6. Make sure the service offers PGP, as Seth wrote about, public and private keys, which are virtually unbreakable (with the right password).

7. Know, however, that the NSA (echelon) monitors all signals- electronic-in the world.

To answer M. Luna on why email encryption? Simple: if you get online bank statements, credit card statements, if you engage in private (legal) conversations that you don't want some person finding out about (such as your girlfriend, wife, husband, boyfriend, etc). Regular mail is great but there is an advantage to secure email in some very important ways.

Remember, encryption alone is not cause enough for the government to watch you or spy on you. You must come under their attention in other ways. Merely using encrypted email will not result in a government investigation.

KEEP A LOW PROFILE!!!

8363. Seth
collbran, co
Age: 50
Dec 28, 2010
email encryption
"I'm looking for an email provider with encryption."

You don't need a provider with encryption, you need a public-key encryption program for your computer.

Be advised that ALL commercial encryption products offered in the US, either as a part of a browser program, as an add-on to an email program, or sold OTC are vulnerable to government snooping.

Encryption systems are classified as "munitions" by the government, and they are regulated, particularly for export purposes. Taking a computer out of the US with an encryption program that has not been approved by the government for export is a crime, and a serious one. Most off-the-shelf programs are cleared for export, and will say so in the documentation, because they are not particularly "strong" encryption that can defeat the NSA supercomputers.

That being said, there are plenty of good commercial encryption programs out there that will prevent non-government snoops from decrypting your emails, but never trust that the US government does not have "back door" encryption keys to a commercial program, and know that they can "brute force" decrypt all but the most sophisticated programs.

The only way to be SURE that there are no backdoors is to use an open-source encryption program like PGP (Pretty Good Privacy), where you can inspect the source code for trapdoors. Of course, that requires a lot of skill in programming, and most people don't bother, they just download it from a "reliable" source and assume its safe.

Bad plan...if you're trying to keep the government out of your business. You see, the more you try to hide your data from the government, the harder they try to break it, and they have massive resources to dedicate to cracking encoded messages they find suspicious, and they usually succeed, one way or another.

Get them interested enough in the encrypted material you're sending and they will Tempest attack you (detect the electronic signals from your keyboard as you type your message, or detect your screen output the same way) or they will "snoop and poop" in a black-bag job and install key-logging devices on your computer. Or, they will just bag you and hold you till you give up the encryption keys, which they can legally do.

So, you need to decide what level of security (or more properly insecurity) your willing to tolerate, and tailor your encryption to that.

If you're trying to keep snoopy neighbors, wives or business competitors from intercepting your email, there are easier ways than using encryption, but almost any off-the-shelf encryption will do the job for casual snooping. Try Pretty Good Privacy, now available as a commercial product and add-on module to most email programs.

If you're trying to encrypt kiddie porn or terrorist plans though, you're not going to get any help here.

Recognize, as JJ has said in the past, that if you pique the interest of three-letter agencies, you're pretty much screwed.

So, why do you need to encrypt your email?

... I too ask: "Why do you need to encrypt your email?"

FYI, I never encrypt e-mail because (a) I do not trust the encryption program and (b) it may raise a red flag. If I have any confidential information to share, I use the U.S. Postal Service.

8362. Mark
Salt Lake City, UT
Age: 50
Dec 28, 2010
Response to 8631: Craig
Take a look at Bigstring which has emails which can be taken back, deleted for all parties, etc.

Submitted Link #1: http://www.bigstring.com...

... Note to Mark: In the future, please spell out SLC, and do not list a URL unless it begins with Http://.

8361. Craig
Rye, NY
Age: 40
Dec 28, 2010
Email
I'm looking for an email provider with encryption. Hushmail seems to of given up info on some court ordered cases. Seems their privacy is not so private.

8360. Mark
Salt Lake City, UT
Age: 50
Dec 28, 2010
Cashing IRA distribution check
I recently lost my job and need to live off of my IRA account. Because I want to pay almost everything with cash, I thought it would be best to get larger distributions (say $25,000), pull cash out, and then live off of that.

I closed my account at a large bank a few months ago, but find that I can't cash an IRA distribution check drawn on Chase bank with my ID only (limit $3,000 only) but need to deposit the check/wire into an account opened in MY name (so they can track it I'm sure).

I'm also worried that if I take out much or all of the money in cash, they will send in the report on a $10,000 cash movement, or a SAR.

Any suggestions? Lately I've been thinking that I should choose a small semi-local bank and open an account, get it deposited there, and take it out in smaller increments. And, hopefully it won't be reported that I have an account there on a national basis somewhere.

I've thought of check cashing services, but I don't know if they do large transactions, and whether they are allowed to cash these IRA distribution checks for tracking reasons.

Recommendations? Also, are individual bank accounts reported on a national basis where PI's can get a hold of it? Safer to work with a very small bank or does it make a difference? Thanks for any help you can give me! p.s. I do have the book, several of Rosie's LLC's, a Canary Island address and have had success in registering several vehicles in Arizona titled under NM LLC's WITHOUT EIN.

... Perhaps you can transfer it to a faraway small bank (following the instructions in my e-book INVISIBLE MONEY) and take the cash out when you need it via ATMs.

8359. Tom
Westchester County, NY, NY
Age: 45
Dec 28, 2010
AIR CARDS: Recommendations please
To Mike, posting# 8354, and all others: Can anybody kindly advise on the best air cards for private web surfing??? Also, how can you get a refund if purchased in an nominee's name at a retail store?? They will likely ask for photo identification. I just bought the $79.00 Virgin wireless USB device with a costly monthly fee of $40.00 for unlimited web surfing. Anonymous surfing, but expensive. Alternatives please !! I have no cable tv installed.

8355. Mike
Orange, CA
Age: 31
Dec 26, 2010
Insurance Policies
My homeowner's insurance policy is through Farmers Insurance. My agent never asked for an SSN, and when trying to establish an online account for payments and downloading my policy he said "an SSN is required for online accounts - I just created the account for you and entered 111-11-1111. Here is the username and password".

No credit check was ever run on me, since I have credit freezes on all three bureaus and never saw the inquiry on my accounts. I gave an Alaska PO box for my mailing address. No questions asked. I was also very clear that my name and info are not be shared with anyone, and even got a signed letter from a district manager stating that my info would not be shared. My auto insurance policy is also through Farmers. Even though my vehicles are registered in a NM LLC, because they are only used by "members while vacationing", they were put under my personal policy. It sounds like some insurance companies are more intrusive than others.

8354. Mike
Orange, CA
Age: 31
Dec 26, 2010
Re: Phil 8347
In my honest opinion, it is now a REALLY REALLY bad idea to have ANY hardwired telecommunications services tied to your home address, regardless of the name that they are in. This goes for landline phones, Internet, satellite TV, cable TV, etc. With the coming "Net Neutrality" laws that will soon be a reality, if *someone* were to take notice of the calls you are making, websites you are visiting, channels you are watching, etc, they will know EXACTLY where it all came from. Personally, I have an AT&T "air card" account opened in the name of a nominee for surfing from home (all traffic encrypted via VPN). Worst case scenario they will be able to triangulate the general area of where I CURRENTLY am. For past surfing, I doubt the triangulation info is retained for very long, due to massive amount of storage space required * the number of subscribers. In other words, cell phones only, air cards only, tv antennas only (plenty of good free channels), and surf from coffee shops and bookstores whenever possible (get out and meet people).

8352. andie
park city , ut
Age: 66
Dec 26, 2010
insurance
How do i get an home owners insurance policy without giving away my true home address, is that even possible?

... Not possible, for obvious reasons.

8347. Phil
Southgate, MI
Age: 34
Dec 23, 2010
*67 call blocking not working when calling a Google Voice number!
I've got a google voice number originally set up with a disposable cell phone number, number disconnected, phone pitched, over a year ago. I now call into google voice on an AT&T landline that supports "*67" to block my number when making an outbound call, however, I just discovered this doesn't work when calling into my google voice number. Now, google voice has my landline phone number, something I never wanted them to know. Is anyone else experiencing this issue with Google Voice? Perhaps I'm naive to believe "*67" will always work as a cloak of anonymity.


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