| #: |
From / Date: |
Question / Answer: |
| 6584. |
Dave
Avon Park FL
Age: 54
Oct 24, 2009
|
Junk Mail
6553. Changes in the post office are constant. Addition of 'or current resident' on the first address line (or second) is reflective of how the sender is billed.
Address standards, pre-sort, move-up dates and ways to generate additional revenue are constantly in their pipeline.
Mail delivered which states 'or current resident' is the cheapest mode and means there is no additional fee, due to not having an updated, current, address. Return is labor intense (even via automation) and a carry back fee will be accessed should it not contain this wording.
|
| 6583. |
Jay
Boston, MA
Age: 28
Oct 24, 2009
|
So many addresses! A summary. (Have I missed anything?)
Hi Jack and everyone else on here. First time post, so here's my story: I have been interested in privacy ever since I found out I was the only one with my last name in my state. So, for many years I have had PO boxes, never update my address after signing up, and use blatantly false or incomplete information online.
But, I also am a fan of simplicity. After reading HTBI, there was a lot to keep straight, so I have tried to summarize the number of addresses I need to maintain (and remember!).
Say, for example, I have a DL with an old address in state A, a car, rented apartment, and job in state B, and a home based business. From what I understand, I need all of the following:
(1) Ghost Address or owned land in state A where they have my actual name
(Domicile, DL, other licenses, Voting etc.)
(2) Ghost Address not in state B where they don't have my name
(Car registration, home based business address, leases, contracts etc)
(3) Ghost Address in state B where they have my name (local "home" address for library, deliveries, and forwarded mail)
For ease of pickup, I would pick up mail at (3) only, ideally having (1) and (2) forward mail there, perhaps to a business name. (2) could be JJL Club forwarding.
Does anyone see any flaws in this setup, or changes I should make before getting this all set up?
|
| 6582. |
Mike
Orange County, CA
Age: 30
Oct 24, 2009
|
Transferring real estate to LLC and maintaining privacy
I'm hoping some of you readers out there can shed some light on this...
Let's pretend someone made the mistake of getting a loan and "purchasing" a house. That person's name would then be tied to the address and on file with the county clerk. Let's say that the person then decided to immediately pay off the loan, receive the title to the house, and transfer it into the name of an LLC. In this scenario, would there be a paper trail of the transfer to the LLC, or can the existing record on file with the clerk be updated to simply replace the person's name with the LLC?
In other words, is it possible to fix the mistake of having the owner's true name on file with the clerk and tied to that address, or has the damage been done?
I'm wondering if the house can be gifted a couple of times through some trusted nominees or even LLCs to lengthen the paper trail? The house would become a rental property, and the new tenants would never know the owner's true address (mailing rent checks to a ghost address, etc).
This brings up another issue. Can NM LLCs be used for rental properties in another state without registering in that state? Could the owner just list the rental income on his/her own personal tax return?
Thanks in advance for any input on this...
|
| 6581. |
Drake
LA, CA
Age: 34
Oct 23, 2009
|
Expedia
I have always chosen not to opt-in or out (a second time). Ignore the postcard. Using their services puts you in their databases, but being actively involved in a court case puts you in the recent court system, and those records are public. If they never hear from you about the case, the only information about you that will be available is the information you provided when setting up your relationship with their service...
|
| 6580. |
Mark
Sioux Falls, SD
Age: 46
Oct 23, 2009
|
Vehicles and LLC's
I just read "How to Be Invisible" and want to begin implementing some of the ideas.
I own 5 vehicles, 4 in my name, 1 in my wife's name. 1. If I go the NM LLC route to conceal ownership by transferring the title of these vehicles to LLC's, will it still be possible for someone to find out that I was the prior owner and still track me down that way? 2.
Is it worth the trouble to transfer title on currently-owned vehicles?
...
(1) No. ... (2) Yes!
|
| 6578. |
Richard
Park City, UT
Age: 30
Oct 23, 2009
|
Expedia Lawsuit Privacy 6569
Thanks for the responses. Drake said my privacy would evaporate if I opted in. Unfortunately, everyone who did business with Expedia from 2001 to 2008 appears to be opted-in. I have not filed bankruptcy as Jane suggested may be the case, and I don't want to participate.
Should their 'opt-out' form be completed, so I could maybe stay out of online searches for the court case results? If plaintiffs would be included in online searches would be the main reason to opt-out, but I'm not familiar with such searches.
Then again, the same postcard says I have to complete other forms if I want to participate. It's confusing - I'm in, but not in unless I complete forms, and not out if I don't complete forms. Maybe I'm in limbo and better off not opting-out? Thanks again.
|
| 6577. |
Brian
detroit
Age: 21
Oct 23, 2009
|
Car Insurance companies
Recently received an advertisement mailing addressed to me AT MY HOME from a local car dealership. My name was displayed in a unique way--a way that I have only ever given to my car insurance provider.>p>
I signed up for car insurance in my real name. Car is registered under LLC. I gave the insurance company my real address for where the car is kept but also gave a CMRA as the mailing address. I pay for the insurance with money orders.
I tried mailing the unwanted mail back saying undeliverable, no such person, etc. Post office keeps redelivering it. Insurance company sold my personal info.
...
When you send mail back, do you put a blank label across the address (leaving your name visible) and then do you black out the zip code? If not, the mail will come back to you automatically.
|
| 6575. |
Bobby
Camas, WA
Age: 46
Oct 22, 2009
|
PO Box Mail
I've read a lot of posts here about problems with getting mail via a PO Box where the name to be receiving the mail isn't listed on the box. How about this? Let's assume the name on the box is for JOHN DOE and you need to receive mail there for ALEX CARTER but he isn't listed on the box either because there is no ID for him or he is a fiction.
Any problems with mail being sent to him as follows:
ALEX CARTER
c/o JOHN DOE
PO Box XXXXX
Your City, State, Zip
Technically, the boxholder's name is on the mail so it should go through.
...
I checked this out with a friend who works with the USPS. He says that what you describe will work well if used just once in awhile.However, if letters arrive in different names on a regular basis, a red flag may go up.
|
| 6574. |
Bobby
Camas, WA
Age: 46
Oct 22, 2009
|
Unwanted residential mail
So you've managed to finally get a private residential address. You even went so far as to take down the house number from the house. Did you bother to remove the mailbox assuming its not something like a door slot?
When you do this, all mail sent to that address will be returned by the post office stamped "no mail receptacle" and returned to sender. You wont need to bother with any stamps of your own. And, without saying, no junk mail will arrive since there is no box to put it in.
|
| 6572. |
Jane
New York City, NY
Age: 44
Oct 22, 2009
|
Experian class-action lawsuit
The Experian post-card is legitimate. It has been sent to people who filed bankruptcy in a certain time frame who ALSO may have suffered consequences after they applied for loans *after* the bankruptcy was discharged. The loans would have been backed up by a credit report. The credit report might have shown debts as being "due and late" when in fact those same debts should have shown as "discharged in bankruptcy." That said... When a class-action suit is filed, and/or the parties have been notified that their claims may have been included in the class action... If you have received notice of the class action, you may as well figure that the address at which you received the notification has already been compromised. You may as well also figure that ANY and ALL information included in that postcard is ALREADY public record. so.... If you got the postcard at your ghost address... No harm done, you may resume your regular (private) life in progress.... However, if you received that postcard where you sleep at night, then you need to move. End of story. You need to move!
|
| 6571. |
Drake
LA, CA
Age: 34
Oct 21, 2009
|
6569 - Expedia Postcard
Richard, your privacy will evaporate if you opt in to that law suit. Whether the case goes your way or not. What percentage of the judgment can you expect if the case is won? My guess is, not enough.
I get several similar postcards per year about a variety of other companies. Don't respond if you want to keep your privacy.
|
| 6570. |
Drake
LA, CA
Age: 34
Oct 21, 2009
|
SpoofCard client caught
A young lady has been caught using/misusing SpoofCard. She is charged with multiple crimes and may serve time.
This service, and similar services have been mentioned here before. Mark this post and article for future reference.
Submitted Link #1: http://www.dailyfinance.com/2009/10/21/phone-hacki...
...
Excellent info, Drake. Thanks!
|
| 6569. |
Richard
Park City, UT
Age: 30
Oct 21, 2009
|
Expedia Lawsuit Privacy
I received a legitimate postcard in the mail that said because I did business with Expedia, that I'm automatically included in a class action service fees lawsuit.
I can complete an opt out form and provide my phone and email I prefer to keep private, unless the law firm already has them from Expedia? If I don't opt out, would such a court case and everyone in it, and their personal details, be public record? Thank you.
Submitted Link #1: http://www.servicefeessettlement.com/...
|
| 6568. |
Stan
Atlanta
Age: 44
Oct 21, 2009
|
Airport ID
A new federal initiative called Secure Flight requires that the name on the ID you use at the airport security checkpoint precisely match the name on your airline ticket. Secure Flight takes effect for domestic passengers early next year and for international passengers by the end of 2010.
so if you use your driver’s license and it says John T. Smith, your ticket must also say John T. Smith — not John Thomas Smith, not Jack Smith, or any other name variant.
Submitted Link #1: http://www.nytimes.com/2009/10/20/business/20road....
...
For some readers, the name on your DL does not match the name on your passport. (Example: my wife includes her maiden name on her DL but not on her passport.)List the name, therefore, as shown on the document you plan to use as ID at the airport.
|
| 6567. |
Drake
LA, CA
Age: 34
Oct 21, 2009
|
Privacy story in LA - Pot&Kettle=black
Harvey Robert Levin (CA Bar #66577 - bar association status has been inactive since 1996) has a production company that pries into the lives of celebrities for the sake of 'entertainment'. Candid photos, video, idiotic questions peppering the victim in public, PI's searching through garbage and harassing family members for an exclusive story, etc. He is executive producer of the television show "TMZ".
Apparently he does not appreciate the LA County Sheriff looking into his phone records in their effort to find who leaked information about Mel Gibson's DUI arrest to the sleazy television show before the records were released to the public in the normal course of events.
The Sheriff had a search warrant (signed by a judge) for Harvey's phone records. What do you want to bet TMZ doesn't ALWAYS get a subpoena for phone records or other permissions for other records and artifacts when they are looking for a story?...
Harvey is feinting outrage - the comments at the bottom of the article reveal that not everyone backs his silly arguments.
Submitted Link #1: http://latimesblogs.latimes.com/lanow/2009/10/tmzs...
|
| 6564. |
Sarah
Georgia
Age: 41
Oct 20, 2009
|
A Trust within the LLC?
Hello J.J. and everyone,
I hope someone can help with this. I plan on buying a house in Florida soon with a NM LLC. I am thinking of having a Trust act as the LLC's Manager or Member to add any extra layer of privacy and so that my name does not have to be listed as Member or Manager when it comes to signing real estate documents. Will this idea work?
Also, can I have a lawyer or friend act as a temporary LLC Manager to sign all the real estate forms? Basically, can I purchase a house (with no mortgage) without putting my name down on any paperwork? I'm trying to figure out how to do this the correct way.
I'd appreciate any suggestions or ideas about the above plan - thank you!
|
| 6563. |
Sebastian
Knoxville, TN
Age: 59
Oct 20, 2009
|
Remove Flash Cookies
The website below explains everything.
Submitted Link #1: http://www.pcworld.com/article/170880/better_priva...
|
| 6562. |
Bobby
Camas, WA
Age: 46
Oct 20, 2009
|
Free voice mail number
There is a service that I've been using for over a year now that provides a free, yes FREE, voicemail only number. You can set it up for your own voice as the greeting even. Its limited as far as being able to store more than a couple of messages without them being deleted and I believe you have to call it once a week atleast to keep the number active. When you search on the number, it will show it as a landline number which can be advantagous. If someone calls to that number to leave you a message which you need to return their call, you can always do it via a calling from another phone. I've been thoroughly satisfied with this for the limited purposes for which it has served. I don't mind giving this number to anyone anywhere since there is nothing that ties it back to me.
Submitted Link #1: http://www.laservoicemail.com/signup2.html...
|
| 6561. |
Jack
Portland, OR
Age: 32
Oct 19, 2009
|
selecting DMV clerks
As far as dealing with clerks of the opposite sex, it would be great if you could go to the DMV and "get in line" for a particular clerk, but there are no lines. Most offices use the number system. You take a number, wait for whichever clerk is available when your number comes up, and have no control over which one you get ... BUT...
What I did last time was take several numbers, although it won't work if they're consecutive. So you have to take one, let someone else take one, then you take another, etc. (How you do this will depend on how the numbers are dispensed.) This way, if a clerk you don't want calls your number, just don't answer and they'll assume that person has left and call the next number. Later, one of your other numbers will be called, perhaps by a "better" clerk.
|
| 6560. |
mike
San Francisco, CA
Age: 39
Oct 19, 2009
|
website privacy
Privacychoice.org shows you the privacy policies of thousands of websites and how to opt out quickly!
Submitted Link #1: http://privacychoice.org...
...
Mike -- I corrected your address and added http:// to the URL because otherwise, it won't work.
|
