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#: From / Date: Question / Answer:
7135. Laura
Cincinnati, OHIO
Age: 49
Feb 19, 2010
7129 Charles, Summit NJ
7129 Charles,

Per your question, I am at the top level of privacy. I literally no longer have a real-time/space footprint on the face of the earth, thanks to the priceless advice of Mr. Luna.

That being said, looking forward regarding DL renewal, the best plan I am able to come up with is to bring a nominee with me who will present his/her DL as proof of residence and sign a paper saying that I live with him/her. I went through this process before I "moved out of state." It was no big deal. However, I have no nominee in my "new state".

Suggestions??

7134. Alan
Austin, TX
Age: 29
Feb 19, 2010
LLC OWNERSHIP
JJ-How do I transfer ownership of an LLC?

... Just a bill of sale, normally. Buyer may owe sales taxes if he or she reports the sale to the state. (Many do not, it appears.)

7132. Alan
Austin, TX
Age: 29
Feb 18, 2010
AAA
Does AAA sell or publish info? Any privacy concerns I should be aware of?

7131. Susan
Cleveland, OH
Age: 54
Feb 18, 2010
#7127, Census Bureau And DMV Address Verification
I'm not sure there is a linkage with the Census Bureau and the DMV. When renewing the DL and car registrations in Ohio, I have never had to prove that I reside at the address. They only ask me if I am at the same address.

Although I have read that the rules may be changing due to Real ID. You might call an deupty registrar (not the one you plan on going to) and ask them about the requirements for renewing a DL.

7130. Susan
Cleveland, OH
Age: 54
Feb 18, 2010
Another reason to skip college - huge debt burden
This link is to a story on the extreme debt burden, not dischargable in bankruptcy, incurred for college and grad school.

Submitted Link #1: http://online.wsj.com/article/SB100014240527487033...

7129. Charles
Summit NJ
Age: 58
Feb 17, 2010
Laura 7127
This issue of govt agencies, banks, and others requiring utility bills seems to be coming up more often. If one has arranged for utilities in such a way your name does not appear in utility databases (using one of the methods outlined in HTBI), what is your experience (as a substitute) using mail addressed to you by other govt agencies? Would that not "prove" your address?

7127. Laura
Cincinnati, OHIO
Age: 49
Feb 17, 2010
Census Bureau And DMV Address Verification
Dear Mr. Luna, I have two questions. 1. I am currently using an address on my driver's license where I used to live that was a small trailer court. The trailer court no longer exists and is now a vacant lot. When the census workers try to validate this address, I expect the result to be "Vacant Lot." I need to renew my driver's license next year. In your opinion, is it likely that the DMV data with my old trailer court address will have caught up with the updated census data, which will show "Vacant Lot"? When I go to renew my license, I'm dreading being told that the DMV computer is showing that my address no longer exists due to updated census information.

2. Has a source been located where one can get "utility bills" to show "proof of residency" at a given (ghost) address? (Short of actually renting an apartment or trailer for a month or two, I can't figure this one out!) Thank you in advance for your reply. May you and yours stay safe in these perilous times.

... 1. I do not know.

... 2. No, nor would I ever list such a source. Illegal to offer such a service, IMHO.

7126. Bradford
Frisco, TX
Age: 30
Feb 17, 2010
Gifting a Vehicle to LLC in Texas
Has anyone had any luck gifting a vehicle to a NM LLC in Texas? I'm looking to avoid sales tax. Form 14-317 (see link) doesn't have an obvious choice for donor/recipient relationship. BTW, I own the vehicle free and clear.

Submitted Link #1: http://window.state.tx.us/taxinfo/taxforms/14-317....

... It certainly works in many other states but I don't know about Texas. Perhaps a Texas reader can help?

7124. Jim
Chattanooga, TN
Age: 49
Feb 17, 2010
One man's war on the Census
With the advent of the US Census upon us, here's one man's take on the government's inability to own up to their guilt of "deprivatizing" it's citizens.

Submitted Link #1: http://www.youtube.com/watch?v=iUMurKinTVE...

7123. Teresa
Lewiston, Idaho
Age: 48
Feb 16, 2010
Privacy re: ID, etc.
Hello. First, my thanks to Mr. Luna and his publisher for allowing us a download of the first edition of HTBI.

I spent weeks reading through all the questions; now to set to reading the download! I had habitually used my passport for ID (it has gone missing), and politely refused to provide my (unlisted) number to this store or that where I am asked to provide it.

I wanted a library card for private Internet use. I did not want to use my D/L, and do not intend to keep the card for long.

I still had my 10-year-old college ID card (which was accepted by the cable company, which required only "picture ID"). So I put the college ID to the test and took it to the library.

I told the lady at the library the truth: "I don't have it with me." She was a little put off. I politely pointed out that it was proof of who I am--the age of the card notwithstanding. She then asked for my telephone. I told that it is unlisted. She said "Oh, it's confidential." I replied that if I give it, it is no longer confidential. She paused...then went ahead with the process. (It is amazing how many people think that "NOYB" information is up for grabs!)

So...not perfect by any means (utility proof of residence is in my name, and my home address is given). Still, I was pleased that at least I stood down the concept that a non-LE entity thinks they need proof that I am licensed to drive!

Again, thanks to Mr. Luna and to the many people here who pose good questions and give valuable information.

7121. Charles
Chicago, Illinois
Age: 42
Feb 16, 2010
Greece -- Clarification
To clarify, the limits on cash transactions will be on person-to-business and business-to-business transactions. It won't affect person-to-person transactions.

Submitted Link #1: http://www.reuters.com/article/idUSLDE61824V201002...

7120. Randy
Johnston, IA
Age: 46
Feb 15, 2010
1500+ euro cash transactions banned in Greece starting 1/1/2011
From a 26-year-old in Greece: "The financial minister of Greece announced yesterday that from 1/1/2011 all financial transactions of sums above 1500 euros in cash, will be banned. For any transaction above 1500 euros, only credit cards and checks will be legal.... I strongly believe it is a matter of time before most western nations see similar laws."

Submitted Link #1: http://www.henrymakow.com/nwo_bitch_--_young_greek...

7118. robert
alameda, ca
Age: 62
Feb 13, 2010
off shore llc
can you advise as to the feasability of establishing an off shore LLC?

... NOT advised. Nor offshore banking either, Canada excepted.

7117. jiim
Greenville NC
Age: 35
Feb 13, 2010
7114. Andy “Ohio Driver's License Renewal”
7114. Andy Springfield, Ohio Age: 30 Feb 12, 2010

“Ohio Driver's License Renewal”

“Other than giving my true address and asking them to please put my PO Box address on the card, what about just stating "no change" when renewing? All correspondence for tags, etc has been going to my PO Box now for a couple of years “

Andy: The State of NC will only mail your DL to you. They have gotten the FBI involved in checking the FBI data base for facial recognition matches.

The FBI could not legally do this but will go off site when asked by the State. FBI just comes to visit and gets away with it. Wonder where else this is used after DL renewal?

I'd guess the delay is also to check the address.

I’d recommend you check to see if your Ohio DL will be mailed and if so to the PO Box.

7114. Andy
Springfield, Ohio
Age: 30
Feb 12, 2010
Ohio Driver's License Renewal
My driver's license is up for renewal this summer. Since my last renewal, I have moved and have attained level one privacy and have not included my name and new address together for any reason with the exception of purchasing property insurance.

Other than giving my true address and asking them to please put my PO Box address on the card, what about just stating "no change" when renewing? All correspondence for tags, etc has been going to my PO Box now for a couple of years. (This will cease once the car is owned and no longer financed) If a residential apartment building address is given to them when it is no longer the most current address would this be noticed, and if it was, how would it be addressed?

... This is a decision you should make for yourself, Andy.

7113. Stan
Atlanta, GA USA
Age: 44
Feb 12, 2010
Feds push for warrent-less tracking of all cell phones
The Obama administration is not alone in making this argument. U.S. District Judge William Pauley, a Clinton appointee in New York, wrote in a 2009 opinion that a defendant in a drug trafficking case, Jose Navas, "did not have a legitimate expectation of privacy in the cell phone" location.

That's because Navas only used the cell phone "on public thoroughfares en route from California to New York" and "if Navas intended to keep the cell phone's location private, he simply could have turned it off."

Submitted Link #1: http://news.cnet.com/8301-13578_3-10451518-38.html...

7112. Drake
LA, CA
Age: 34
Feb 12, 2010
7100 - Western Union trouble
The link below is an article that explains why Western Union offices are now harder to deal with than they have been in the past. (A few rotten apples have committed or assisted in the commission of some heinous crimes.)

Submitted Link #1: http://www.fresnobee.com/state/story/1818244.html...

7111. scott
san diego california
Age: 44
Feb 11, 2010
tin
If I buy property for cash, do I need a TIN for the llc if I want to have the llc own it?

... Not that I have ever heard of, no.

7109. Seth
collbran, co
Age: 50
Feb 11, 2010
Sealed mail and searches
#7103:

"Years ago, I read that a way to hide sensitive papers in the event of a search (if there's time) is to seal them in an addressed, stamped envelope. Is such specially protected from searches by law enforcement personnel? For instance, if a person, car, or belongings were searched by a law enforcement officer without a warrant but claiming to have probable cause, would he have to have a special warrant to open U.S. mail found in the search? Does it matter whether the postage has been canceled?"

The answer is no, this provides no protection against search and seizure either pursuant to a warrant or under an exception to the search warrant requirement, such as the vehicle exception, or exigent circumstances. Even if a police officer was prohibited from opening a "container" to search, they would simply hold the container and get a warrant.

However, a search must be directed at a specific thing being sought in a specific place. Therefore, if you are stopped in your vehicle and the officer has probable cause to search for drugs (perhaps he smelled pot), he can't search anything that could not contain pot, and although he can search all "closed containers" in a vehicle under the vehicle exception to the search warrant requirement, he can't go on a fishing expedition for other things.

However, if he finds contraband in "plain view" or upon opening a container pursuant to a valid probable cause search, say for example in searching for drugs he opens a briefcase and finds kiddie porn or a gun, it can be seized and used.

But absent probable cause to search combined with either a warrant or an exception, the police cannot lawfully open sealed containers, which means that sealing sensitive papers in an envelope would be a good idea anyway, because if the cop opens the sealed envelope without lawful authority, anything found can be suppressed in court.

This also applies to containers in your vehicle. Always LOCK them, because this indicates that you have an expectation of privacy, which the police must then lawfully overcome. Never leave them the opportunity to say "I picked it up to move it and the stuff fell out on the ground."

It also applies to your VEHICLE. If you're asked to get out of your vehicle, do so, but if you can, roll up the windows and LOCK THE CAR. This shows you have an expectation of privacy, and it helps reduce the chances of a "protective sweep" of the vehicle "for weapons" (which is usually a pretext for a drug search) because such protective sweeps require that you have access to the putative or potential weapon. But if it's inside a locked car, it's hard for the police to argue that you might "lunge for the weapon."

Never, ever, under any circumstances grant the police permission to search your person or effects. ALWAYS refuse to give them permission, but NEVER obstruct their search if they choose to make one. If they have a right to search, they DO NOT NEED your permission to do so. If they do NOT have legal authority to search, but you give them permission, then you can't argue that the search was unlawful and have evidence suppressed.

This does not mean that you should be uncooperative, just politely decline to give them permission, citing your 4th Amendment rights and then let them do whatever they are going to do. Then argue your case in court if you must.

Again, I'm just an ex cop, not an attorney.

7107. Calvin
Manchester, Connecticut
Age: 64.7
Feb 11, 2010
AARP & PRIVACY & MORTGAGES
As I approach my 65th birthday, I have been getting inundated from all sorts of offers for Medicare/Medicaid-- whatever--insurance from a variety of "insurance companies". I first suspected the Social Security Agency for "helping" me get signed up, but I wonder if AARP is selling my name since they have my name and age from back when I was 50 and signed up with them for their discounts etc. Too bad HTBI wasn't written then! A similar spate of mortgage, insurance and mortgage refi related offers hit my mailbox everytime I refinanced my mortgage downward (always thru the same local bank). I suspect the credit reporting agencies cus I don't see salesmen hovering around my town clerks little office waiting for leins to be recorded because they are not quite in the digital age.

Any thoughts from those who might be on the inside of such operations or have gone thru it all before??

... AARP does indeed sell their membership lists.


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